TalkShow Bob
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Posts posted by TalkShow Bob
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You are clearly not reducing the amount of tax due to the absolute limit but you are also not paying as much as you could possibly see yourself pay either. If I am reading what you have posted correctly ? So yeah, you pay more than you are legally asked to do so. So do I!!! I take more salary than I am legally abliged to do so. For many reasons. Most of because it just feels right. But I am still a tax avoider.
Self employment is a form of tax avoidance. If it was a totally level society we would all being paying the same under PAYE and there is no reason why you couldn't be forced to operate under PAYE rules. Instead of, as I understand it, less taxing self employment route.
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Unfortunately you can't "avoid" the point that tax is being avoided in your employment. If you are working for someone and they are paying you in this manner employers national insurance is being avoided. That company could employee someone on PAYE, and pay everything that goes with that. Instead they employee you as a freelancer, avoid the employers national insurance and also the costs of employing someone for real. Which could result in you either being paid more due to that saving (a win win situation) or them keeping their tax profile low.
Im not having ago, I think its fine, but tax is being avoided here. I don't see how you can claim otherwise. And its always to someones benefit. Either the companies or an individual. If there was no benefit it wouldn't be done would it.
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So you also volunteer the employers national insurance they miss out on by working in such a manner ? or do you pay that as well ?
Presuming you are officially registered as self employed with HMRC dont you pay much reduced NI payments anyway... Having to pay Class 2 and 4... instead of class 1 which people operating PAYE have to pay?
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So you voluntary send money to the HMRC
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Boo that's far too long to wait!
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A guy I knew self-published a book, which included an ISBN number. Next thing he knew it was listed on amazon at a price cheaper than he was selling the book for to anyone (and less than the price printed on the book).
He was asking my advice about it, so I suggested to him that he order his book from Amazon and see what happened with his order. Unfortunately I don't know what happened with that as it was 5+ years before I saw him again and his book didn't come up in the convo.
But what I suspect happens is that Amazon takes the order and then tries to source the book at a price that's cheaper than they're advertising it for. So I'm guessing that Amazon would have contacted him as the publisher and 'told' him the price they would pay (it's a pretty standard buyer's trick). In most cases the seller is likely to go with it, because a sale a reduced profit is better than no sale at all, unless there's no profit in it at all ... but even then many sellers would sell at the loss, in the hope of future orders at a profit.
Many years ago I used to work for a medium sized retailer, and at the beginning of each year all of the companies they bought from were invited to come and see them, and then they were given a list of prices that that retailer would now pay for their goods - and each year the prices were always reduced, shaving ever-more profit off what the supplier made. A small number of those suppliers would stop supplying, but most were by-then already too tied-in to the business that that retailer gave them, and had to go along with those reduced prices else their business was fucked anyway.
That buyer's trick was one that was nicked from Tesco. It's why Tesco have been fucking over their suppliers and why others just can't compete.
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Or the consumers choice was to blame... We have chosen to shop at Supermarkets and on the net at the expense of local traders.
I don't deny tax loop holes have an impact, they do, but solely to blame ? Not even nearly... We value the base price of a product over the other things you can get from independent traders.
EDIT: Saying this modern independent traders can be more hassle than they are worth on factors which they used to be good at. Returning something to Amazon is pretty easy... Returning something to a local small trader can be more than problematic....
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Play.com has cited the closure of the Low Value Consignment Relief loophole as damaging its retail business and announced that it will shut down its direct retail business and become a marketplace only business
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When will the rest of the series start?
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His article is based on this article in Mother jones (never heard of it before): http://www.motherjones.com/environment/2013/01/lead-crime-link-gasoline'>http://www.motherjones.com/environment/2013/01/lead-crime-link-gasoline I haven't looked at the studies myself but it does seem quite a compelling argument if the article hasn't overstated the findings of some of the studies. Particularly the state by state correlation of declining lead use and a corresponding drop in crime 20 years later.
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There are loads of theories one of which is the availability of abortion, which has a similar corelation when put against crime figures in the US. Another was the rise of the video game which again shows a similar relationship. Very ironic seeing as people used to say they cause violence.
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At Roskilde they empty the pits between bands.
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I live in Canada and it looks like Oxfam won't support the volunteer visa that I would need. Does anyone know if the other ways to volunteer would suport volunteer visas?
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New TARDIS interior plus Doctor:
I thought you meant there would be a new Doctor - I was very exited/confused.
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Those conspiritors were incredably good at their job managing to make sure she didnt ware a seat belt. Strange the only person in the car to have one on was also the only one to survive...
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Before the USSR collapsed there were quite a few people in high places who were convinced the KGB was purposefully pursuing a plan to destabilise the current state and rebuild it in the KGBs image. Its very interesting now looking at Russia and the amount of ex KGB officers in the current Cabinet. I doubt its true as I doubt they are stronger now than they were in the USSR but its quite interesting how things turn out.
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they said in no uncertain words she wasn't disciplined or criticised... Which I found personally hard to believe. It would of been some what natural to have said at least ... WTF did you do that for etc...
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So has anyone prank called these two DJ's yet pretending to be the family of the dead woman?
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the only words that should be leaving anyone's mouth about this, other than it's sad she's killed herself, is "shit happens".
It's about as likely that someone would kill themselves off the back of a minor prank like this as it is a shopkeeper tops himself when you say his prices are too high and you'll shop somewhere else.
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Festivals aren’t becoming unpopular. It’s just in the press you have to be popular or unpopular. They spent a few years trumpeting the rise of festivals now they will spend a couple of years telling you they are in decline. They need to fill those pages after all.
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New Economics Foundation sent a brilliant very consises email about it yesterday. The giest was that the government was failing on its own terms and it was an overly regresstive mini budget.
I also note, as a public sector employee, that the chansalor has grashously allowed me to have only a 1.7% pay cut this year. Yay! (N.B thats 2.2% in old RPI money). That will be lovley with my yet further increased pension conributions; notably the only public sector employees not facing this are the MPs. Funny that.
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I do the trip from Scotland to Reading a lot, though from Edinburgh. The train from here is about 6 hours changing in London. From Glasgow I expect it would be about the same but with a change in Birmingham or Wolverhampton. That will be by far the easiest way to go to a festival because of bags and uncertainty over getting off site to catch a flight ect. You could fly to Gatwick (cheaper than Heathrow) and jump on a direct train. Personally I hate Gatwick airport though so if I fly I fly into Bristol and jump on the mainline down. Worth remembering it may actually be cheaper to fly BA over the cheap airlines though because of their baggage allowance. That way you also get free drinks, including booze, on the flight.
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How the royal pregancy was reported in Ireland. No joke that was the genunin headline. You can check it out here.
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So will's and kate are expecting there first child, if its a girl the equality issue will be interesting.
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